# Digits vs Lopifi: a new ledger, or your ledger kept for you

> Digits is an AI-native general ledger that replaces QuickBooks. Lopifi keeps your QuickBooks Online or Xero file. How the two compare, and who each fits.

Source: https://lopifi.com/compare/digits
Part of: Lopifi — US GAAP books on autopilot, reviewed by a CPA (https://lopifi.com)

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Digits and Lopifi both lean on AI, but they sell different things. Digits replaces the ledger. Lopifi keeps the one you have and does the bookkeeping in it.

**The short answer.** Digits is AI accounting software with its own ledger, cheaper per month and in your hands. Lopifi is a service that keeps your existing QuickBooks Online or Xero books closed on US GAAP and has a CPA review them, for $200 a month.

## Side by side

| Question | Digits | Lopifi |
|---|---|---|
| What it is | AI-native accounting software. Your accountant is optional and invited by you. ([digits.com](https://digits.com/), checked 2026-10-17) | AI agents categorize, reconcile and close as transactions happen. Anything that needs judgment waits for your sign-off. |
| Ledger | Digits' own general ledger; books are imported or migrated in. ([Digits for accountants](https://digits.com/accountants/compare/), checked 2026-10-17) | Your own QuickBooks Online or Xero file, synced both ways. Set up for you if you have none. |
| Price | $65, $100 or $250 a month per business; 30-day free trial. ([Digits pricing](https://digits.com/pricing), checked 2026-10-17) | $200 a month, flat. Planned price; not open yet. |
| Tax returns | Not filed by Digits; a tax package is exported, and tax work comes through partner firms. ([Digits pricing](https://digits.com/pricing), checked 2026-10-17) | Not included. Deadlines are tracked, and a closed year goes to your tax preparer. |

## Replace the ledger, or keep it

Moving to a new general ledger is a real decision: history, integrations, your tax preparer's workflow and your investors' data room all point at the old one. A new ledger can be worth that; it is never free.

Lopifi makes the opposite bet. QuickBooks Online and Xero are what CPAs, auditors and tax preparers already open, so we keep them and change who does the work.

## When Digits is the better choice

- You need your books kept this month. Lopifi is a waitlist and lets companies in a few at a time.
- You want software to run yourself, or with your own accountant, rather than a service.
- You are happy to leave QuickBooks or Xero for a new, AI-native ledger.
- You want the lowest monthly price: Digits starts at $65.

## When Lopifi is the better choice

- You want to stay in the QuickBooks Online or Xero file your CPA and investors already open. Lopifi works inside it and syncs both ways.
- You want the bookkeeping done for you, with a CPA review every quarter, rather than a better tool to do it yourself.
- You want accrual books on US GAAP with a lead schedule behind every balance, closed as transactions happen rather than weeks after month end.

## What we checked about Digits

- Digits describes itself as the first AI-native general ledger for business owners and accountants. Source: [digits.com](https://digits.com/), checked 2026-10-17.
- CPA Practice Advisor reported the launch of Digits' Autonomous General Ledger on March 11, 2025, framed as a challenge to QuickBooks. Source: [CPA Practice Advisor](https://www.cpapracticeadvisor.com/2025/03/11/digits-autonomous-general-ledger-will-take-on-quickbooks-company-says/157183/), checked 2026-10-17.
- Accounting firms moving clients to Digits can start fresh, import from QuickBooks or migrate from another platform. Source: [Digits for accountants](https://digits.com/accountants/compare/), checked 2026-10-17.
- Digits lists Essentials at $65 a month, Core at $100 a month and Pro at $250 a month (marked coming soon), with a 30-day free trial. Tax and CFO work come through partner firms. Source: [Digits pricing](https://digits.com/pricing), checked 2026-10-17.

## Common questions

### Does Digits work with QuickBooks?

No. Digits is its own general ledger. You move your books into it, from QuickBooks or elsewhere, rather than connecting it to an existing file.

### Is Lopifi software like Digits?

Digits is software you or your accountant run. Lopifi is a service: agents do the bookkeeping inside your QuickBooks Online or Xero file, you confirm the judgment calls, and a CPA reviews the books each quarter.

### How much does Digits cost?

Digits' pricing page lists $65, $100 and $250 a month plans, the last marked coming soon, with a 30-day free trial.