# Fondo vs Lopifi: bookkeeping and tax, or books closed every month

> Fondo bundles startup bookkeeping with tax filing and R&D credits for Delaware C-corps. How it compares with Lopifi, which keeps books but files no taxes.

Source: https://lopifi.com/compare/fondo
Part of: Lopifi — US GAAP books on autopilot, checked by a CPA (https://lopifi.com)

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Fondo packages bookkeeping with the federal and Delaware filings a C-corp owes each year. Lopifi does only the books, closed monthly, with a CPA check. Here is what each sells.

**The short answer.** Fondo bundles bookkeeping with tax filing and R&D credits for Delaware C-corps, which Lopifi does not do. Lopifi keeps accrual books closed monthly in your QuickBooks Online or Xero file, with a quarterly CPA check, for $200 a month.

## Side by side

| Question | Fondo | Lopifi |
|---|---|---|
| Who does the work | A dedicated accountant on every bookkeeping plan. ([Fondo pricing](https://fondo.com/pricing), checked 2026-10-17) | AI agents categorize and reconcile daily and close monthly. Anything that needs judgment waits for your sign-off. |
| Price | Monthly from $399/mo (offer); quarterly from $1,198/qtr; annual from $950/yr. ([Fondo pricing](https://fondo.com/pricing), checked 2026-10-17) | $200 a month, flat. Planned price; not open yet. |
| Tax returns | TaxPass from $1,450/yr (offer): Form 1120, one state, Delaware franchise tax. ([Fondo pricing](https://fondo.com/pricing), checked 2026-10-17) | Not included. Deadlines are tracked, and a closed year goes to your tax preparer. |
| Who it is for | Delaware C-corp startups, pre-seed to Series B. ([Fondo pricing](https://fondo.com/pricing), checked 2026-10-17) | Early-stage US startups on QuickBooks Online or Xero. |

## Bundles and boundaries

Buying books and tax from one provider saves a handoff. The question to ask is who, outside the bookkeeping, checks the books before the return is prepared from them.

Lopifi keeps the two apart: we close the year on US GAAP, a licensed CPA checks it, and your own preparer files. Which arrangement is better depends on whether you value one bill or an independent pair of eyes.

## When Fondo is the better choice

- You need your books kept this month. Lopifi is a waitlist and lets companies in a few at a time.
- You want Form 1120, Delaware franchise tax and an R&D credit study from the same provider as your books.
- You are pre-seed and quarterly or annual bookkeeping is enough.

## When Lopifi is the better choice

- You want to stay in the QuickBooks Online or Xero file your CPA and investors already open. Lopifi works inside it and keeps it in sync.
- You want accrual books on US GAAP with a lead schedule behind every balance, reconciled daily and closed every month.
- You already have a tax preparer and want them handed a closed, reviewed year.

## What we checked about Fondo

- Fondo lists monthly bookkeeping from $399 a month (marked a limited-time offer, down from $499), quarterly from $1,198 a quarter and annual from $950 a year. Source: [Fondo pricing](https://fondo.com/pricing), checked 2026-10-17.
- Fondo's TaxPass, from $1,450 a year on offer, covers Form 1120, one state filing, Delaware franchise tax and one foreign shareholder filing. An R&D tax credit study is an add-on. Source: [Fondo pricing](https://fondo.com/pricing), checked 2026-10-17.
- Fondo says it is built for Delaware C-corp startups, pre-seed to Series B, VC-backed or bootstrapped. Source: [Fondo pricing](https://fondo.com/pricing), checked 2026-10-17.
- Fondo's monthly, quarterly and annual bookkeeping plans each include a dedicated accountant; TaxPass includes a dedicated tax accountant. Source: [Fondo pricing](https://fondo.com/pricing), checked 2026-10-17.
- Fondo says its dashboards update automatically after each close. Source: [Fondo bookkeeping](https://fondo.com/bookkeeping), checked 2026-10-17.

## Common questions

### How much does Fondo cost?

Fondo's pricing page lists monthly bookkeeping from $399 a month as a limited-time offer, quarterly from $1,198 a quarter, annual from $950 a year, and TaxPass from $1,450 a year on offer.

### Does Lopifi file taxes like Fondo?

No. Lopifi does not prepare or file tax returns or R&D credit claims. It tracks deadlines such as Form 1120 and Delaware franchise tax and hands a closed year to your preparer. If you want filing and books from one company, Fondo sells both.

### Is Fondo cash or accrual?

Fondo's pricing page does not state a basis, so this page does not say. Ask Fondo directly whether your plan is accrual on US GAAP.