# Health savings account

> Health savings account — An account the employee owns, funded pre-tax by the employee or the employer while they are covered by an HDHP, spent tax-free on medical care and carried from job to job. 2026 limits: $4,400 self-only, $8,750 family, plus $1,000 from age 55.

Source: https://lopifi.com/glossary/health-savings-account
Part of: Lopifi — US GAAP books on autopilot, checked by a CPA (https://lopifi.com)

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**What is health savings account?** In accounting, health savings account means an account the employee owns, funded pre-tax by the employee or the employer while they are covered by an HDHP, spent tax-free on medical care and carried from job to job. 2026 limits: $4,400 self-only, $8,750 family, plus $1,000 from age 55.

## Also known as

- HSA

## Words this system refuses for it

- FSA (use-or-lose, owned by the plan)
- HRA

- **Category:** Benefits
- **Specified in:** [Lexicon](https://lopifi.com/md/docs/domain/11-lexicon)
- **Related:** account, high-deductible-health-plan