# Self-insured plan

> Self-insured plan — A group health plan that pays claims out of the employer's own funds, usually through a third-party administrator and with stop-loss insurance. Generally not subject to state health insurance laws, though the ACA's group market reforms still apply.

Source: https://lopifi.com/glossary/self-insured-plan
Part of: Lopifi — US GAAP books on autopilot, checked by a CPA (https://lopifi.com)

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**What is self-insured plan?** In accounting, self-insured plan means a group health plan that pays claims out of the employer's own funds, usually through a third-party administrator and with stop-loss insurance. Generally not subject to state health insurance laws, though the ACA's group market reforms still apply.

## Also known as

- Self-funded plan

## Words this system refuses for it

- uninsured
- fully insured with a TPA

- **Category:** Benefits
- **Specified in:** [Lexicon](https://lopifi.com/md/docs/domain/11-lexicon)
- **Related:** stop-loss-insurance, group-health-plan