# Stop-loss insurance

> Stop-loss insurance — A policy that reimburses a self-insured employer when claims pass a threshold — per person (specific) or in total (aggregate). It insures the employer, not the employees, and is generally not health insurance under state law.

Source: https://lopifi.com/glossary/stop-loss-insurance
Part of: Lopifi — US GAAP books on autopilot, checked by a CPA (https://lopifi.com)

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**What is stop-loss insurance?** In accounting, stop-loss insurance means a policy that reimburses a self-insured employer when claims pass a threshold — per person (specific) or in total (aggregate). It insures the employer, not the employees, and is generally not health insurance under state law.

## Words this system refuses for it

- reinsurance
- health insurance

- **Category:** Benefits
- **Specified in:** [Lexicon](https://lopifi.com/md/docs/domain/11-lexicon)