ACH
In accounting, ACH means the Automated Clearing House network — the US batch system for electronic credits and debits under Nacha rules; same-day to two-day settlement, with limited return rights.
- Layer
- Lexicon
- Defined in
- Lexicon
- Components
- 1
- Nearby
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Authority
This definition follows Nacha Operating Rules.
Every citation in this system, with the text we read and the date we checked it, is in US GAAP and where these rules come from.
ACH, in use
Quoted from the 3 documents that use the word — what it does to an interface, in the spec's own sentence.
For irreversible movements — wires, ACH past cutoff — the confirm is hold-to-confirm (1500ms linear fill, 200ms release).
For genuinely irreversible movements of money (wires, ACH after cutoff), the confirm is hold-to-confirm, not click.
For irreversible movements of money — wires, ACH past cutoff, bulk deletes.
For founders
The same idea written for a founder: what it costs a startup that ignores it, and what to do in a real month.
- How to pay vendors: ACH vs wire vs check vs cardACH, wire, check or card: what each payment rail costs, how long it takes, where the fraud risk sits, and how each payment is recorded in the books.
- Card and ACH payments: applying and reconciling themHow customer card and ACH payments land in the bank net of fees, how to apply them to invoices, handle partial payments and reconcile the deposit.
- Form 1099-NEC for startups: threshold, deadline, e-filingWho gets a 1099-NEC, the new $2,000 threshold, why a W-9 comes first, what goes on a 1099-K instead, and the deadlines, penalties and state copies.
What it is not called
Each of these is a real word for a different thing. Using it here is what makes a product read as though it was built by someone who has not done the work.
- bank transfer unqualified
- wire
Components that render this
The concept is not documentation-only. These are the components that name it in their specification, grouped and stated exactly as the catalog states them.
Nearby in the catalog
Components in this part of the system that no term names outright. A weaker claim than the list above, and stated as one — but a component nothing links to is a component nobody finds.
Also in Cash
Defined in Lexicon. This page is generated from that document, so the two cannot disagree.