The short answerKruze is a full-service firm for funded startups, with accrual books, an accounting manager and tax and CFO support, from $650 a month. Lopifi does only the books, by agents with a quarterly CPA review, in your QuickBooks Online or Xero file, for $200 a month.
Side by side
Kruze’s column says only what its own pages said on the date shown. Prices and plans change; follow the link before you decide.
| Question | Kruze | Lopifi |
|---|---|---|
| Who does the work | People: a dedicated accounting manager and a monthly call on every tier. Kruze pricing | AI agents categorize, reconcile and close as transactions happen. Anything that needs judgment waits for your sign-off. |
| Ledger | QuickBooks Online, the platform Kruze sets up and recommends. Kruze on QuickBooks Online | Your own QuickBooks Online or Xero file, synced both ways. Set up for you if you have none. |
| Basis | Accrual on every tier. Kruze pricing | Accrual, US GAAP, with a lead schedule behind every balance and a monthly close you sign. |
| Price | $650–$850/mo (Basic) or $850–$1,500/mo (Founder Timesaver), plus onboarding. Kruze pricing | $200 a month, flat. Planned price; not open yet. |
| Tax returns | Available, priced by quote. Kruze pricing | Not included. Deadlines are tracked, and a closed year goes to your tax preparer. |
| CFO services | CFO support available on every tier. Kruze pricing | Not offered. The output is closed books and statements, not a finance team. |
Scope is what you pay for
A firm's price buys people and breadth: someone to call, and tax, credits and diligence support under one roof. Those are worth paying for once a company needs them.
Before then, most of the value is books that are right: accrual, reconciled, closed and reviewed. That is the whole of what Lopifi sells, which is why it costs $200 a month.
When Kruze is the better choice
- You need your books kept this month. Lopifi is a waitlist and lets companies in a few at a time.
- You want a named accounting manager and a monthly call with them.
- You need tax, R&D credits, audit preparation and CFO support from one firm.
- You have raised at least $500K and your books are complex enough to need it.
When Lopifi is the better choice
- You want accrual books for a fraction of a firm's price: $200 a month, flat.
- You want the books worked as transactions happen, with your sign-off on judgment calls.
- You have not raised a priced round yet and want GAAP books before you need a firm.
What we checked about Kruze
Kruze prices by complexity: Basic $650–$850 a month, Founder Timesaver $850–$1,500 a month, Premium by quote, plus a one-time onboarding fee.
Kruze pricingChecked
Every Kruze tier includes accrual-basis bookkeeping, a dedicated accounting manager and a monthly call.
Kruze pricingChecked
Kruze says it specializes in funded Delaware C-corps that have raised at least $500K in venture capital.
Kruze pricingChecked
Kruze says it has set up and scaled accounting systems for hundreds of startups on QuickBooks Online.
Kruze on QuickBooks OnlineChecked
Common questions
How much does Kruze Consulting cost?
Kruze's pricing page lists Basic at $650–$850 a month and Founder Timesaver at $850–$1,500 a month, based on complexity, with Premium by quote and a one-time onboarding fee.
Does Kruze do taxes and R&D credits?
Kruze lists tax services, R&D credit work, audit preparation and CFO support as available. Prices for those are quoted rather than published.
How is Lopifi different from Kruze?
Kruze is a firm with an accounting manager per client and a broad menu of services. Lopifi does one thing at one price: accrual books in your QuickBooks Online or Xero file, closed continuously by agents and reviewed by a CPA quarterly, for $200 a month.
Keep reading
- Founder guideAudit-ready books before your Series A
- Founder guideThe R&D tax credit and Section 174A for startups
- ComparisonBench alternative: Bench vs Lopifi
- ComparisonPilot vs Lopifi: startup bookkeeping compared
- ComparisonDigits vs Lopifi: AI ledger or kept books
- ComparisonPuzzle vs Lopifi: AI accounting compared
Kruze is a trademark of its owner, named here only to compare. Lopifi is not affiliated with it. Every statement about Kruze links to where it was published; if one is out of date, write to hello@lopifi.com and we will correct it.